LAP is a secured loan where borrowers pledge residential or commercial property as collateral to obtain funds for personal or business needs.

Loan Against Property (LAP) is a versatile financing option open to a wide range of applicants. Salaried individuals can leverage their residential or commercial property to access funds for personal or financial needs. Self-employed professionals and business owners can unlock the value of their property to support business expansion, equipment purchase, or debt consolidation. Additionally, small and medium enterprises (SMEs) can apply for LAP to meet working capital requirements or fuel growth plans, all while retaining ownership of their valuable assets.

At Magma Financial Services, we simplify the process of securing a Loan Against Property (LAP) by offering access to a wide network of banks and NBFCs with highly competitive offers. Our team provides end-to-end assistance, including documentation support, property evaluation coordination, and smooth loan processing. With personalized advisory, we ensure that the loan terms are aligned with your unique financial goals and repayment capacity. Backed by strong lender relationships, MFS enables faster approvals and a hassle-free experience from application to disbursement.